Let parents pay down their scout's account balance or a specific trip fee right inside S4S with a credit/debit card or a low-fee bank transfer (ACH). Payments post straight to the scout's ledger, the troop receives the money directly to their own bank account, and everyone gets a receipt. Troops choose whether to absorb the processing fee or pass a small convenience fee to parents. This replaces chasing Venmo/Zelle/checks and manually recording every payment.